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Mortgage Protection
As a homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared? None of us know what the future will bring, but you can achieve peace of mind today with mortgage protection insurance.
Life Insurance
At the Zelaya Agency, we want to make sure you have all the information you need to confidently make the best decisions for your family. We partner with over 40 insurance carriers so we can provide you with a completely customized plan, providing the coverage you need. Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, our agents are here to help you decide which insurance plan best fits your needs, and is well within your budget.
SmartStart
Every parent wants their children to have the very best start in life. When it comes to how to make that goal a reality, parents should consider the SmartStart plan, offered through Symmetry Financial Group. This program gives your child a head start on saving for their college education, the down payment of their first home, and even their retirement, all while giving them the protection of life insurance.
The SmartStart plan is a way to help you set aside funds to protect your child's future while protecting their insurability, regardless of what happens later in life. The SmartStart life insurance policy provides insurance coverage for your child, coupled with a cash value savings component, which is certainly a smart start.
Debt Free Life
introducing Debt-Free Life! Learn how you can eliminate your debt in 9 years or less without spending anymore money then you already are spending.
Accidental Insurance
In the United States, there are over 6 million passenger car accidents each year. In 2021, there were about 13,200,000 motor vehicle crashes. In 2022, there were 5,930,496 police-reported motor vehicle traffic crashes.
In the United States, there were 46,653 deaths from falls in 2022. Falls are the second leading cause of unintentional injury deaths worldwide, with an estimated 684,000 deaths globally each year.
Critical Illness
Critical illness insurance is designed to help alleviate the financial strain that comes with critical illnesses. The lump sum benefit paid out under a critical illness insurance policy can be used to pay your medical bills, mortgage and other expenses. Policy benefits can also be used to pay for experimental treatments not covered by your health insurance policy, or for travel to obtain treatments somewhere other than your current location.
Retirement Solutions
We are noticing cost of living continues to go up and social security sometimes isn’t enough for a peaceful retirement. well what if you didn’t have to worry outliving your savings and secure your future without risking your earnings?